HRA exemption calculator
Enter your basic pay, HRA and rent for the year. You see the tax-free part of your HRA and the part that stays taxable.
For the year
₹2,40,000 a year
₹0 of your HRA stays taxable
A professional can claim it correctly and compare it with the new regime when filing. See how
Rules used Section 10(13A) and Rule 2A: the exemption is the lowest of HRA received, rent paid minus 10% of basic + DA, and 50% of basic + DA in Mumbai, Delhi, Kolkata or Chennai (40% elsewhere). Old regime only.
Can I claim HRA in the new regime?
No. The HRA exemption is available only under the old regime.
Do I need my landlord's PAN?
If the rent is more than ₹1 lakh a year, your employer will ask for the landlord's PAN.
Can I claim HRA while paying rent to my parents?
Yes, if you genuinely pay them rent and they show it as income. Keep a rent agreement and bank transfers as proof.
This tool gives an estimate for guidance. It isn't tax advice, and nothing you enter is stored.