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Collateral-free loan pack (CGTMSE)Get started
Schemes & benefits

Collateral-free loan pack (CGTMSE)

Project report and CMA data in the format banks ask for, to apply for a business loan covered by the CGTMSE guarantee.

Small businessesShop owners
Get started for ₹7,499Book a free call

₹7,499incl. GST

₹6,355 service fee + ₹1,144 GST. Turnaround: 5–7 working days, once we have your documents; then your bank decides on the loan.

What's includedProject report with 3 to 5 years of projections
  • CMA data in the bank's format
  • Eligibility note for the CGTMSE guarantee (micro and small enterprises, loans up to ₹10 crore)
  • One round of changes after the bank's questions
Every step is tracked in your dashboard, with a chat to your professional.
Turnaround5–7 working days5–7 working days, once we have your documents; then your bank decides on the loan. A named professional is assigned within 24 hours of payment.
How it's filedDone by your professionalYour professional does the work and shares everything in your dashboard.
Documents you'll need
  1. PAN and your full Aadhaar number
  2. Your mobile number and email
  3. Udyam certificate
  4. Last 2 years' financial statements and ITRs (if any)
  5. Bank statements for 12 months
  6. Loan amount and what it is for
  7. Quotations for machinery or equipment, if buying any
Upload after you pay. We ask for your income-tax or GST portal login only when a filing step needs it, and never store it.
Your approvalNothing is filed until you say yes.You review the draft, then confirm with your own OTP or e-verification.

Two people on this order.

Your CA does the work. Your Claw expert does everything else, so you're never working it out alone.

Your CAChartered accountant · ICAI verified by Claw

Does the work and signs it.

Your Claw expertAvailable 9am–8pm · replies usually within an hour

Does everything else.

Schemes & benefits

Collateral-free loan pack (CGTMSE)

  • A named, ICAI-verified professional within 24 hours
  • Nothing is filed until you approve it
  • Fee back if we miss the agreed date. Terms
Service fee₹6,355
GST at 18%₹1,144
Total₹7,499
Get startedFree call with our tax team
Turnaround: 5–7 working days, once we have your documents; then your bank decides on the loanGovernment fees, where any apply, are always extra and charged at cost, never folded into our fee.
Questions

Collateral-free loan pack (CGTMSE): questions

Does Claw give or arrange the loan?

No. The bank decides on the loan and the guarantee. We prepare the papers banks ask for so your application is complete and reads well.

What is CGTMSE?

A government trust that guarantees bank loans to micro and small enterprises so the bank can lend without collateral or a third-party guarantee. The cover limit is ₹10 crore per borrower from 1 April 2025. The bank charges a yearly guarantee fee, usually passed on to you.